Utkarsh Small Finance Bank Ltd Share Price – NSE /  BSE

Banks, Small Cap

Net profit of Utkarsh Small Finance Bank declined 98.14% to Rs 2.97 crore in the quarter ended March 2025 as against Rs 159.66 crore during the previous quarter ended March 2024. Total Operating Income declined 1.79% to Rs 879.62 crore in the quarter ended March 2025 as against Rs 895.62 crore during the previous quarter ended March 2024.

For the full year,net profit declined 95.24% to Rs 23.70 crore in the year ended March 2025 as against Rs 497.63 crore during the previous year ended March 2024. Total Operating Income rose 18.45% to Rs 3764.93 crore in the year ended March 2025 as against Rs 3178.41 crore during the previous year ended March 2024.

Powered by Capital Market - Live News

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on 3 May 2025.

Powered by Capital Market - Live News

On a sequential basis, the bank?s loan book registered a growth of 3.2%. The gross loan portfolio as of 31 December 2024 stood at Rs 19,057 crore.

Total deposits of the bank amounted to Rs 21,566 crore as of 31 March 2025, reflecting a 23.42% YoY increase and a 6.9% QoQ rise.

Retail term deposits and bulk term deposits totaled Rs 10,635 crore (up 33.5% YoY) and Rs 6,238 crore (up 5.3% YoY), respectively.

The CASA ratio stood at 21.8% as of 31 March 2025, compared to 20.5% as of 31 March 2024 and 19.7% as of 31 December 2024.

Collection efficiency (excluding pre-payments) for the bank?s micro banking loan portfolio for Q4 FY25 was 99.1%.

The liquidity coverage ratio (LCR) stood at 193% as of 31 March 2025.

Utkarsh Small Finance Bank is engaged in providing banking and financial services with a focus on providing financial services to the underserved and unserved sections. The bank's microfinance lending activities are primarily focused in rural and semi-urban locations of the country, while its other services are spread across the country.

The bank reported a net loss of Rs 168.05 crore in Q3 FY25 as against a net profit of Rs 116.06 crore recorded in Q3 FY24. Total income jumped 16.8% year on year (YoY) to Rs 1,037.92 crore in the quarter ended 31 December 2024.

The scrip declined 4.89% to currently trade at Rs 22.15 on the BSE.

Powered by Capital Market - Live News

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on 3 May 2025.

Powered by Capital Market - Live News

On a sequential basis, the bank?s loan book registered a growth of 3.2%. The gross loan portfolio as of 31 December 2024 stood at Rs 19,057 crore.

Total deposits of the bank amounted to Rs 21,566 crore as of 31 March 2025, reflecting a 23.42% YoY increase and a 6.9% QoQ rise.

Retail term deposits and bulk term deposits totaled Rs 10,635 crore (up 33.5% YoY) and Rs 6,238 crore (up 5.3% YoY), respectively.

The CASA ratio stood at 21.8% as of 31 March 2025, compared to 20.5% as of 31 March 2024 and 19.7% as of 31 December 2024.

Collection efficiency (excluding pre-payments) for the bank?s micro banking loan portfolio for Q4 FY25 was 99.1%.

The liquidity coverage ratio (LCR) stood at 193% as of 31 March 2025.

Utkarsh Small Finance Bank is engaged in providing banking and financial services with a focus on providing financial services to the underserved and unserved sections. The bank's microfinance lending activities are primarily focused in rural and semi-urban locations of the country, while its other services are spread across the country.

The bank reported a net loss of Rs 168.05 crore in Q3 FY25 as against a net profit of Rs 116.06 crore recorded in Q3 FY24. Total income jumped 16.8% year on year (YoY) to Rs 1,037.92 crore in the quarter ended 31 December 2024.

The scrip declined 4.89% to currently trade at Rs 22.15 on the BSE.

Powered by Capital Market - Live News

The Board of Utkarsh Small Finance Bank at its meeting held on 26 February 2025 has approved fund raising up to Rs 750 crore by way of issuance of equity shares.

Powered by Capital Market - Live News

Net profit of Utkarsh Small Finance Bank declined 98.14% to Rs 2.97 crore in the quarter ended March 2025 as against Rs 159.66 crore during the previous quarter ended March 2024. Total Operating Income declined 1.79% to Rs 879.62 crore in the quarter ended March 2025 as against Rs 895.62 crore during the previous quarter ended March 2024.

For the full year,net profit declined 95.24% to Rs 23.70 crore in the year ended March 2025 as against Rs 497.63 crore during the previous year ended March 2024. Total Operating Income rose 18.45% to Rs 3764.93 crore in the year ended March 2025 as against Rs 3178.41 crore during the previous year ended March 2024.

Powered by Capital Market - Live News

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on 3 May 2025.

Powered by Capital Market - Live News

On a sequential basis, the bank?s loan book registered a growth of 3.2%. The gross loan portfolio as of 31 December 2024 stood at Rs 19,057 crore.

Total deposits of the bank amounted to Rs 21,566 crore as of 31 March 2025, reflecting a 23.42% YoY increase and a 6.9% QoQ rise.

Retail term deposits and bulk term deposits totaled Rs 10,635 crore (up 33.5% YoY) and Rs 6,238 crore (up 5.3% YoY), respectively.

The CASA ratio stood at 21.8% as of 31 March 2025, compared to 20.5% as of 31 March 2024 and 19.7% as of 31 December 2024.

Collection efficiency (excluding pre-payments) for the bank?s micro banking loan portfolio for Q4 FY25 was 99.1%.

The liquidity coverage ratio (LCR) stood at 193% as of 31 March 2025.

Utkarsh Small Finance Bank is engaged in providing banking and financial services with a focus on providing financial services to the underserved and unserved sections. The bank's microfinance lending activities are primarily focused in rural and semi-urban locations of the country, while its other services are spread across the country.

The bank reported a net loss of Rs 168.05 crore in Q3 FY25 as against a net profit of Rs 116.06 crore recorded in Q3 FY24. Total income jumped 16.8% year on year (YoY) to Rs 1,037.92 crore in the quarter ended 31 December 2024.

The scrip declined 4.89% to currently trade at Rs 22.15 on the BSE.

Powered by Capital Market - Live News

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on 3 May 2025.

Powered by Capital Market - Live News

On a sequential basis, the bank?s loan book registered a growth of 3.2%. The gross loan portfolio as of 31 December 2024 stood at Rs 19,057 crore.

Total deposits of the bank amounted to Rs 21,566 crore as of 31 March 2025, reflecting a 23.42% YoY increase and a 6.9% QoQ rise.

Retail term deposits and bulk term deposits totaled Rs 10,635 crore (up 33.5% YoY) and Rs 6,238 crore (up 5.3% YoY), respectively.

The CASA ratio stood at 21.8% as of 31 March 2025, compared to 20.5% as of 31 March 2024 and 19.7% as of 31 December 2024.

Collection efficiency (excluding pre-payments) for the bank?s micro banking loan portfolio for Q4 FY25 was 99.1%.

The liquidity coverage ratio (LCR) stood at 193% as of 31 March 2025.

Utkarsh Small Finance Bank is engaged in providing banking and financial services with a focus on providing financial services to the underserved and unserved sections. The bank's microfinance lending activities are primarily focused in rural and semi-urban locations of the country, while its other services are spread across the country.

The bank reported a net loss of Rs 168.05 crore in Q3 FY25 as against a net profit of Rs 116.06 crore recorded in Q3 FY24. Total income jumped 16.8% year on year (YoY) to Rs 1,037.92 crore in the quarter ended 31 December 2024.

The scrip declined 4.89% to currently trade at Rs 22.15 on the BSE.

Powered by Capital Market - Live News

The Board of Utkarsh Small Finance Bank at its meeting held on 26 February 2025 has approved fund raising up to Rs 750 crore by way of issuance of equity shares.

Powered by Capital Market - Live News