Utkarsh Small Finance Bank Ltd Share Price – NSE  / BSE

Banks, Small Cap

Utkarsh Small Finance Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 28 March 2026.

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Net Loss of Utkarsh Small Finance Bank reported to Rs 375.02 crore in the quarter ended December 2025 as against net loss of Rs 168.05 crore during the previous quarter ended December 2024. Total Operating Income declined 11.93% to Rs 821.15 crore in the quarter ended December 2025 as against Rs 932.43 crore during the previous quarter ended December 2024.

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Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on 2 February 2026.

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On a sequential basis, the bank?s loan book registered a de-growth of 1.9%. The gross loan portfolio as of 30 September 2025 stood at Rs 18,655 crore.

Total deposits of the bank stood at Rs 21,087 crore as of 31 December 2025, registering a 4.5% year-on-year increase, while declining 1.7% quarter-on-quarter.

Retail term deposits and bulk term deposits totaled Rs 12,586 crore (up 23.8% YoY) and Rs 3,890 crore (down 35.6% YoY), respectively.

The CASA ratio stood at 21.9% as of 31 December 2025, compared to 19.7% as of 31 December 2024 and 20.9% as of 30 September 2025.

Collection efficiency (excluding prepayments) for the bank?s microbanking loan portfolio for Q3 FY26 was 99.1%.

The liquidity coverage ratio (LCR) stood at 200% as of 31 December 2025.

Utkarsh Small Finance Bank is engaged in providing banking and financial services with a focus on providing financial services to the underserved and unserved sections. The bank's microfinance lending activities are primarily focused in rural and semi-urban locations of the country, while its other services are spread across the country.

The company reported a standalone net loss of Rs 348.46 crore in Q2 FY26 as against a net profit of Rs 51.39 crore posted in Q2 FY25. Revenue from operations jumped 14% year on year (YoY) to Rs 937.32 crore in Q2 FY26 over Q2 FY25.

Shares of Utkarsh Small Finance Bank rose 1.98% to Rs 15.44 on the BSE.

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