One Mobikwik Systems Ltd Share Price – NSE  / BSE

E-Commerce/App based Aggregator, Small Cap

One Mobikwik Systems announced the appointment of Anis Pathan as Chief Risk Officer.

As Chief Risk Officer, Anis will define and lead MobiKwik Group's Enterprise Risk Management (ERM) framework, overseeing a comprehensive portfolio that includes strategic, financial, operational, cyber and fraud risks. A primary focus of the role will be strengthening the security and scalability of the group's core payments business, spanning UPI, wallet, bill payments and merchant flows, by implementing advanced monitoring and onboarding controls. By leveraging state-of-the-art analytics and risk infrastructure, Anis will lead fraud prevention and financial crime strategies while ensuring full regulatory compliance. Additionally, as CRO, he will be the key liaison to the Board's Risk and Audit Committee providing the actionable insights and emerging risk intelligence necessary to support MobiKwik Group's expansion in digital lending, stock broking & payment aggregation through its subsidiaries.

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The turnaround was driven by strong execution across its payments and financial services businesses and sharp operating discipline.

On a consolidated basis, Mobikwik posted a net profit of Rs 4.05 crore in Q3 December 2025, reversing a loss of Rs 55.28 crore in Q3 December 2024 and a loss of Rs 28.62 crore in Q2 September 2025.

Total income rose 8.29% YoY and 6.40% QoQ to Rs 297.22 crore in the December 2025 quarter. Contribution profit climbed 76% YoY and 34% QoQ to Rs 128.8 crore, reflecting continued focus on cost efficiency. Fixed costs as a percentage of total income declined to 38% in Q3 FY26 from 42% a year ago.

EBITDA stood at Rs 15 crore in Q3 FY26, marking a return to profitability and a sharp improvement of Rs 57.6 crore YoY and Rs 21.4 crore QoQ. The company said disciplined cost control and healthier margins led to a YoY EBITDA swing, translating into PAT profitability.

Operationally, payments GMV rose 63% YoY and 11% QoQ to Rs 48,064 crore, while gross margin in the payments business touched an all-time high of 37%, reflecting a 125% YoY and 36% QoQ expansion.

ZIP EMI GMV increases 126% YoY and 12% QoQ to Rs 900 crore. Financial services gross profit surged 405% YoY and 45% QoQ to Rs 37.2 crore, with net financial services margin improving to 4.13% in Q3 FY26 from 1.05% a year earlier and 3.17% in Q2FY26, aided by better credit quality.

Commenting on the performance, Upasana Taku, executive director, co-founder and CFO, said the profitable quarter reflects disciplined execution and sustained cost optimisation, adding that the company remains focused on scaling responsibly while creating long-term shareholder value.

Founded in 2009, Mobikwik is India?s largest digital wallet and a leading fintech platform, serving over 186.6 million registered users and 4.79 million merchants. As of December 2025, it held an 18% share of PPI wallet GTV and ranked fourth by registered users in India, according to RedSeer.

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Net profit of One Mobikwik Systems reported to Rs 4.05 crore in the quarter ended December 2025 as against net loss of Rs 55.28 crore during the previous quarter ended December 2024. Sales rose 7.23% to Rs 288.95 crore in the quarter ended December 2025 as against Rs 269.48 crore during the previous quarter ended December 2024.

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One Mobikwik Systems will hold a meeting of the Board of Directors of the Company on 3 February 2026.

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