Go Digit General Insurance Ltd Share Price – NSE  / BSE

Insurance, Small Cap

Net profit of Go Digit General Insurance rose 51.56% to Rs 135.60 crore in the quarter ended September 2025 as against Rs 89.47 crore during the previous quarter ended September 2024. Sales rose 10.42% to Rs 2088.21 crore in the quarter ended September 2025 as against Rs 1891.22 crore during the previous quarter ended September 2024.

Powered by Capital Market - Live News

Total income rose 10.70% year on year to Rs 2,408.37 crore in Q2 FY26 over Q2 FY25.

Profit before tax was at Rs 135.6 crore during the quarter, up 51.55% from Rs 89.47 crore posted in Q2 FY25.

The company?s gross written premium (GWP) for Q2 FY26 stood at Rs 2,667 crore, up 12.6% from Rs 2,369 crore reported in Q2 FY25.

On a non-1/n basis, the GWP for Q2 FY25 would have been Rs 2,739 crore, reflecting a 15.6% growth in the current quarter.

The company?s assets under management (AUM) stood at Rs 21,345 crore as of 30 September 2025, up 15.4% from Rs 18,502 crore as on 30 September 2024.

The combined ratio for Q2 FY26 came in at 111.4%, compared with 112.2% in Q2 FY25. On a non-1/n basis, the combined ratio improved to 109.9% from 112.2% in the same period last year.

The solvency ratio remained healthy at 2.26x as of 30 September 2025, up from 2.24x as on 31 March 2025, well above the regulatory minimum of 1.50x.

Go Digit General Insurance is a digital-first insurer offering a broad portfolio of products, including motor, health, travel, property, marine, and liability insurance.

Powered by Capital Market - Live News

Go Digit General Insurance will hold a meeting of the Board of Directors of the Company on 28 October 2025.

Powered by Capital Market - Live News

Net profit for the quarter jumped 36.6% year-on-year to Rs 138 crore, up from Rs 101 crore in Q1 FY25. Profit before tax saw an even sharper rise, up 59.4% to Rs 161 crore.

The company's gross written premium rose 12.1% YoY to Rs 2,982 crore. Excluding the 1/n accounting method, gross written premium for Q1 FY26 was 3,046 crore, reflecting a 14.5% increase YoY.

For context, the 1/n accounting refers to spreading acquisition costs evenly over the policy term, providing a normalized quarterly view.

Assets under management (AUM) also saw healthy growth, rising 17.4% year-on-year to Rs 20,861 crore in Q1 FY26 from Rs 17,773 crore in the same period last year.

On the operational front, loss ratio remained largely stable at 70.3%, marginally improving from 70.5% in the year-ago quarter. However, the expense ratio rose to 38.3%, up from 34.9%, indicating increased investment in customer acquisition and administrative expansion.

The combined ratio, a key measure of underwriting profitability, increased to 108.6%, compared to 105.4% a year ago. Without the 1/n adjustment, the combined ratio stood at 107.1%, up from 105.4% in Q1 FY25.

Go Digit's solvency ratio improved slightly to 2.27x as of 30 June 2025, up from 2.24x at the end of March, and remains comfortably above the regulatory threshold of 1.50x.

Go Digit General Insurance is a digital-first insurer offering a broad portfolio of products, including motor, health, travel, property, marine, and liability insurance.

Powered by Capital Market - Live News