Jana Small Finance Bank Ltd Share Price – NSE /  BSE

Banks, Small Cap

Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 18 May 2026.

Net interest income improved by 26.7% to Rs 736 crore in Q4 FY26 from Rs 581 crore in Q4 FY25.

Operating expenditure for the period under review was Rs 1375.48 crore, up 20.6% YoY.

Accordingly, operating profit in the March 2026 quarter jumped 20.7% to Rs 334.72 crore from Rs 277.42 crore in the same period last year.

Provisions & contingencies added up to Rs 194.90 crore in Q4 FY26, up 23.7% YoY.

Profit before tax in Q4 FY26 stood at Rs 139.82 crore, up by 16.7% from Rs 119.84 crore in Q4 FY25.

For FY26, the bank has posted net profit and total income of Rs 326.43 crore (down 34.9% YoY) and Rs 6,374.76 crore (up 17.0% YoY), respectively.

The gross NPA ratio declined to 2.46% as on March 2026 as against 2.71% as on March 2025. Net NPAs came in at 0.92% in Q4 FY26 as compared with 0.94% in Q4 FY25.

As on 31 March 2026, deposits amounted to Rs 35,784 crore (up 22.9% YoY) while advances added up to Rs 33,828 crore (up 24.6% YoY).

Capital Adequacy ratio at 19.4% with Tier-1 CRAR of 17.5% as on 31 March 2026.

Ajay Kanwal, MD and CEO, Jana Small Finance Bank said: Q4 FY26 has been a strong and encouraging quarter for the Bank, reflecting the resilience of our business model and the disciplined execution of our strategy. We have delivered both on quantity and quality and see it sustaining into next FY.

As we move into the new financial year, we remain cautiously optimistic. While the macroeconomic environment continues to evolve, we are confident in our ability to sustain growth momentum while maintaining prudent risk management and strong governance standards. We remain committed to sustaining the turnaround of Q4 into next FY.

Jana Small Finance Bank (Jana SFB), a scheduled commercial bank, is the fourth largest small finance bank in India with an experience of over 17 years in lending and serving more than 12 million customers.

The scrip shed 0.83% to currently trade at Rs 462.20 on the BSE.

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Net profit of Jana Small Finance Bank rose 13.23% to Rs 139.82 crore in the quarter ended March 2026 as against Rs 123.48 crore during the previous quarter ended March 2025. Total Operating Income rose 22.02% to Rs 1444.59 crore in the quarter ended March 2026 as against Rs 1183.85 crore during the previous quarter ended March 2025.

For the full year,net profit declined 34.90% to Rs 326.43 crore in the year ended March 2026 as against Rs 501.42 crore during the previous year ended March 2025. Total Operating Income rose 14.59% to Rs 5352.87 crore in the year ended March 2026 as against Rs 4671.31 crore during the previous year ended March 2025.

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Jana Small Finance Bank will hold a meeting of the Board of Directors of the Company on 29 April 2026.