Bajaj Finance Ltd Share Price – NSE /  BSE

Finance, Mid Cap

The transaction, carried out on 2 December 2025, is part of the broader plan to meet minimum public shareholding norms laid out for the housing finance arm.

The company disclosed that it offloaded 1.9994% of Bajaj Housing Finance by selling 16.66 crore shares at about Rs 95.31 apiece. The sale fetched roughly Rs 1,587.82 crore and was executed under the open market mechanism. Bajaj Finance clarified that the deal does not involve any related parties.

After Tuesday?s transaction, Bajaj Finance?s shareholding in the housing finance arm stands at 86.7032%.

Bajaj Housing Finance accounted for Rs 9,524.37 crore or 13.66% of Bajaj Finance?s consolidated turnover in the last financial year, while its net worth contribution stood at Rs 17,838 crore or 18.03% of the consolidated net worth.

The company noted that the sale forms one more step in the ongoing process of bringing Bajaj Housing Finance closer to its mandated public shareholding threshold.

Shares of Bajaj Finance were down 0.47% to Rs 1020.45 while shares of Bajaj Housing Finance were up 1.24% to Rs 98.20 on the BSE.

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Bajaj Finance has allotted 1,83,500 NCDs, at face value of Rs. 1 Lakh each aggregating to Rs. 1,859.30 crore on private placement basis today i.e. 12 November 2025.

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Bajaj Finance cut its AUM growth guidance owing to slower growth in the mortgage and SME segments. The company now expects SME growth to range between 10% and 12%, while MSME growth is projected to bottom out in the first quarter of the next financial year. The management also expects credit costs to remain at the higher end of the 1.85%?1.95% guidance range, with improvement anticipated from the next financial year. Elevated credit costs have led Bajaj Finance to reduce its unsecured MSME volumes by 25%.

Bajaj Finance reported a 21.89% jump in consolidated net profit to Rs 4,875.36 crore on an 18.04% rise in total income to Rs 20,180.76 crore in Q2 FY26 over Q2 FY25.

The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL) and Bajaj Financial Securities (BFinsec), and its associate companies, Snapwork Technologies and Pennant Technologies.

The company?s operating expenses rose 18% to Rs 4,296 crore in Q2 FY26 as compared to Rs 3,639 crore posted in the corresponding quarter last year.

Net interest income (NII) increased 22% to Rs 10,785 crore for Q2 FY26 from Rs 8,838 crore reported in Q2 FY25. The operating expenses to net total income ratio for Q2 FY26 stood at 32.6%, as against 33.2% in Q2 FY25.

Loan losses and provisions rose 19% in Q2 FY26 to Rs 2,269 crore from Rs 1,909 crore in Q2 FY25.

Profit before tax (PBT) stood at Rs 6,608 crore, up 22% from Rs 5,401 crore reported in Q2 FY25.

The number of new loans booked during the quarter grew 26% to 12.17 million, compared to 9.69 million in Q2 FY25.

Customer franchise stood at 110.64 million as of 30 September 2025, as compared to 92.09 million as of 30 September 2024, up 20% YoY.

The NBFC?s consolidated deposits book grew 5% YoY to Rs 69,766 crore as of 30 September 2025.

Assets under management (AUM) increased 24% to Rs 4,62,261 crore as of 30 September 2025 from Rs 3,73,924 crore a year earlier. AUM grew by Rs 20,811 crore during Q2 FY26.

On the asset quality front, Gross NPA and Net NPA as of 30 September 2025 stood at 1.24% and 0.60%, respectively, compared to 1.06% and 0.46% as of 30 September 2024. The company maintained a provision coverage ratio of 52% on Stage 3 assets.

The NBFC?s annualized return on average assets (ROA) stood at 4.5% in Q2 FY26, unchanged from Q2 FY25. The return on average equity (ROE) also remained stable at 19.1% during the same period.

The capital adequacy ratio (CRAR), including Tier-II capital, stood at 21.23% as of 30 September 2025, while the Tier-I capital ratio was 20.54%.

Meanwhile, the company?s board approved the re-appointment of Neelesh Sarda as chief compliance officer, effective 1 February 2026.

Further, the board approved the elevation of Manish Jain, Senior President ? Capital Markets, as Deputy CEO. In addition to his current role as Managing Director of BFSL, Manish will also oversee the company?s Loan Against Securities, Commercial Lending, and Deposits businesses.

Additionally, the board approved the elevation of Jennifer Fernandes, Deputy Chief Human Resources Officer, as the Chief Human Resources Officer of the company.

Bajaj Finance is one of India?s leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence.

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Bajaj Finance Ltd lost 5.74% today to trade at Rs 1023.15. The BSE Financial Services index is down 0.01% to quote at 13030.98. The index is up 2.21 % over last one month. Among the other constituents of the index, Bajaj Finserv Ltd decreased 3.89% and Dam Capital Advisors Ltd lost 3.14% on the day. The BSE Financial Services index went up 13.07 % over last one year compared to the 5.25% surge in benchmark SENSEX.

Bajaj Finance Ltd has lost 0.05% over last one month compared to 2.21% gain in BSE Financial Services index and 1.42% rise in the SENSEX. On the BSE, 1.71 lakh shares were traded in the counter so far compared with average daily volumes of 3.54 lakh shares in the past one month. The stock hit a record high of Rs 1102.45 on 23 Oct 2025. The stock hit a 52-week low of Rs 645.31 on 21 Nov 2024.

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