Muthoot Microfin Ltd Share Price – NSE  / BSE

Finance, Small Cap

Muthoot Microfin announced a Rs 450 crore capital raise through a private placement of secured, rated, listed redeemable non-convertible debentures (NCDs), offering coupon rates between 9.70% and 9.95% per annum. The proceeds will support onward lending, working capital needs, debt repayment/refinancing, and general corporate purposes.

The issuance will be undertaken in two phases, with Rs 225 crore each to be raised in December 2025 and January 2026, across six tranches of Rs 75 crore each. The NCDs are rated ?CRISIL A+/Positive?, reflecting adequate safety, low credit risk, and the potential for a rating upgrade.

Available in denominations of Rs 10,000 and Rs 1,00,000, the instruments carry 24-month and 36 month tenures with monthly interest pay-outs, providing predictable cash flows for institutional investors. The NCDs are secured by an exclusive first-ranking charge over the Company's receivables with a 1.05x security cover, backed by present and future unencumbered assets.

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The disclosure came in after-market hours on 24 November 2025.

Muthoot Microfin is a part of Muthoot Pappachan Group (also known as Muthoot Blue) and is one of the leading listed MFIs in India. It provides financial assistance through micro loans such as income generating loans to women engaged in small businesses.

The company?s standalone net profit declined 50.5% to Rs 30.52 crore on 12.9% fall in total income to Rs 577.39 crore in Q2 FY26 over Q2 FY25.

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Muthoot Microfin has allotted 15,000 Secured, Rated, Listed, Redeemable, Taxable Non-Convertible Debentures (NCDs), having face value of Rs 1,00,000/- each, for an aggregate nominal value of Rs 150 crore, on private placement basis.

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Net profit of Muthoot Microfin declined 50.46% to Rs 30.52 crore in the quarter ended September 2025 as against Rs 61.61 crore during the previous quarter ended September 2024. Sales declined 12.99% to Rs 576.33 crore in the quarter ended September 2025 as against Rs 662.41 crore during the previous quarter ended September 2024.

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