Muthoot Finance Ltd Share Price – NSE  / BSE

Finance, Mid Cap

Profit before tax (PBT) climbed 80.1% YoY to Rs 3,244.20 crore in Q2 Sept 2025.

During the quarter, consolidated loan assets under management (AUM) stood at Rs 1,47,673 crore, registering the growth of 42% YoY, with Muthoot Finance contributing Rs 1,29,185 crore and subsidiaries Rs 18,488 crore.

On a standalone basis, Muthoot Finance (MFIN) India?s largest gold financing company in terms of loan portfolio, registered profit after tax for Q2FY26 stood at Rs 2,345 crore as against Rs 1,251 crore in Q2 FY25, registering the growth of 87%.

During Q2 FY26, gold loan AUM increased by Rs 11,723 crore, registering a growth of 10%.

On half-yearly basis, the company?s consolidated net profit jumped 82.2% to Rs 4436.83 crore on 46.2% increase in total income to Rs 13,817.61 crore in H1 FY26 over H1 FY25.

George Jacob Muthoot, chairman said ?We are pleased to report sustained continued growth momentum in our consolidated loan assets under management which have reached a historic high of Rs 1,47,673 crore driven by robust performance of our core gold loan business. Our consolidated profit after tax grew by 74% YoY to Rs 4,386 crore for H1FY26, reflecting strong lending activity.?

George Alexander Muthoot, managing director, said, ?We are delighted to report another strong quarter, with Standalone Loan Assets Under Management rising to Rs 1,32,305 crore, up 47% year-on-year and 10% quarter-on-quarter. This steady trajectory highlights the resilience of our business model and the continued trust our customers. Standalone Profit After Tax increased 88% YoY to Rs. 4,391crores for H1FY26.

In view of this performance, we are upgrading our FY26 gold loan growth guidance from 15% to 30-35%. Favorable regulatory changes by the RBI for gold loan sector, higher gold prices and tighter norms for unsecured credit are expected to boost gold loan demand. We will continue to expand our non-gold loan portfolio including personal loan, home loan and business loan while maintaining our total non-gold loan AUM including microfinance at about 12-15% of the consolidated loan portfolio.?

Meanwhile, the company?s board approved raising up to Rs 35,000 crore through issuance of redeemable non-convertible debentures (NCDs) via private placement, to be executed in multiple tranches.

Further, the board approved an additional equity infusion of Rs 500 crore in Muthoot Money, the company?s wholly owned subsidiary.

Muthoot Finance offers easy access to credit for individuals who own gold jewellery but may face delays in accessing formal lending channels. Its core offering ? gold loans secured against gold jewellery ? supports individuals and small businesses with essential short-term liquidity. In addition, it also provides a range of financial services through subsidiaries, including personal and business loans, insurance distribution and money transfer services.

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Net profit of Muthoot Finance rose 90.36% to Rs 2420.63 crore in the quarter ended September 2025 as against Rs 1271.60 crore during the previous quarter ended September 2024. Sales rose 47.76% to Rs 7282.79 crore in the quarter ended September 2025 as against Rs 4928.82 crore during the previous quarter ended September 2024.

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Muthoot Finance will hold a meeting of the Board of Directors of the Company on 13 November 2025.

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Muthoot Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 3147.5, down 0.49% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.56% on the day, quoting at 25940. The Sensex is at 84628.78, up 0.5%.Muthoot Finance Ltd has gained around 2.7% in last one month.Meanwhile, Nifty Financial Services index of which Muthoot Finance Ltd is a constituent, has increased around 5.69% in last one month and is currently quoting at 27395.3, up 0.34% on the day. The volume in the stock stood at 2.45 lakh shares today, compared to the daily average of 5.39 lakh shares in last one month.

The benchmark October futures contract for the stock is quoting at Rs 3151.7, down 0.51% on the day. Muthoot Finance Ltd jumped 63.41% in last one year as compared to a 6.58% rally in NIFTY and a 15.19% spurt in the Nifty Financial Services index.

The PE of the stock is 20.58 based on TTM earnings ending June 25.

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