Life Insurance Corporation of India Share Price – NSE  / BSE

Insurance, Mid Cap

On a consolidated basis, net profit rose 17.46% YoY to Rs 12,930.44 crore in Q3 FY26, while total income increased 15.74% YoY to Rs 2,36,776.30 crore compared with Q3 FY25. Consolidated profit before tax rose 3.42% YoY to Rs 13,188.05 crore during the quarter.

On a standalone basis, LIC reported a steady performance for the nine months ended December 31, 2025. Profit after tax increased 16.68% YoY to Rs 33,998 crore, compared with Rs 29,138 crore in the corresponding period last year.

The insurer retained its leadership position in the Indian life insurance market, with an overall market share of 57.07% for the nine-month period, marginally lower than 57.42% a year ago. During the period, LIC held a 35.84% market share in the individual segment and a dominant 71.36% share in the group business.

Product mix continued to improve, with individual business non-participating annualised premium equivalent surging 47.44% YoY to Rs 10,045 crore. As a result, the share of non-par APE within the individual business rose to 36.46% in 9M FY26 from 27.68% in the year-ago period.

Individual business APE grew 11.95% YoY to Rs 27,552 crore, while group business APE rose 23.14% YoY to Rs 16,455 crore. Overall APE increased 15.88% YoY to Rs 44,007 crore during the period.

Value of new business climbed 27.96% YoY to Rs 8,288 crore, supported by an expansion in net VNB margin by 170 bps to 18.8%, reflecting improved profitability of fresh business.

On the premium front, individual new business premium income increased 5.89% YoY to Rs 44,941 crore. Group business premium income rose 13.56% YoY to Rs 1,35,302 crore, taking total premium income up 9.02% YoY to Rs 3,71,293 crore for the nine months ended December 31, 2025.

The contribution of bancassurance and alternate channels to individual new business premium improved to 7.45% in 9M FY26 from 4.73% in 9M FY25, indicating gradual diversification of distribution channels.

Assets under management grew 8.01% YoY to Rs 59,16,680 crore as of December 31, 2025. The solvency ratio strengthened to 2.19 from 2.02 a year ago, while operating efficiency improved, with the expense ratio declining by 132 bps to 11.65% from 12.97% in the corresponding period last year. Yield on investments on policyholders? funds, excluding unrealised gains, stood at 8.77%, slightly lower than 8.82% recorded a year earlier.

R Doraiswamy, CEO & MD, LIC said the consumers and the companies in the life insurance industry have responded positively to the various initiatives of the government, especially to GST 2.0. At LIC, we have further increased our performance by achieving higher and better parameters on volume growth as well as product and channel diversification.

LIC is engaged in the business of Life Insurance in and outside India. It offers a range of individual and group insurance solutions including participating, non-participating and unit linked business. The portfolio comprises of various insurance and investment products such as protection, pension, savings, investment, annuity, health, variable and CRAC.

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Go Digit General Insurance Ltd, Bajaj Holdings & Investment Ltd, Medplus Health Services Ltd, Kirloskar Brothers Ltd are among the other stocks to see a surge in volumes on BSE today, 06 February 2026.

Life Insurance Corporation of India witnessed volume of 11.24 lakh shares by 10:46 IST on BSE, a 15.64 times surge over two-week average daily volume of 71889 shares. The stock increased 7.37% to Rs.902.35. Volumes stood at 41256 shares in the last session.

Go Digit General Insurance Ltd registered volume of 1.28 lakh shares by 10:46 IST on BSE, a 15.16 fold spurt over two-week average daily volume of 8459 shares. The stock slipped 0.80% to Rs.310.10. Volumes stood at 12564 shares in the last session.

Bajaj Holdings & Investment Ltd recorded volume of 45253 shares by 10:46 IST on BSE, a 12.41 times surge over two-week average daily volume of 3647 shares. The stock lost 2.05% to Rs.10,681.00. Volumes stood at 7789 shares in the last session.

Medplus Health Services Ltd recorded volume of 52599 shares by 10:46 IST on BSE, a 11.8 times surge over two-week average daily volume of 4457 shares. The stock gained 0.50% to Rs.866.70. Volumes stood at 3468 shares in the last session.

Kirloskar Brothers Ltd witnessed volume of 43652 shares by 10:46 IST on BSE, a 9.14 times surge over two-week average daily volume of 4775 shares. The stock increased 7.72% to Rs.1,663.00. Volumes stood at 2576 shares in the last session.

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Net profit of Life Insurance Corporation of India rose 17.46% to Rs 12930.44 crore in the quarter ended December 2025 as against Rs 11008.65 crore during the previous quarter ended December 2024. Sales rose 17.41% to Rs 125988.15 crore in the quarter ended December 2025 as against Rs 107302.30 crore during the previous quarter ended December 2024.

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Life Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 5 February 2026.

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