ABOUT THE ISSUER

Indiabulls Consumer Finance Limited (formerly IVL Finance Limited and Shivshakti Financial Services Limited) (IBCFL), a Non- Banking Finance Company (NBFC), is a wholly owned subsidiary of Indiabulls Ventures Limited (IVL). On the back of digital transformation in the banking and financial services sector, Indiabulls Consumer Finance Limited (formerly IVL Finance Limited and Shivshakti Financial Services Limited) has found a sweet spot in the lending business backed by a future ready digital offering for today’s consumer – Indiabulls Dhani. Indiabulls Dhani, a mobile and web based loan fulfillment application, has been developed to cater to the aspirational needs of the everyday Indian by offering Personal Loans. IBCFL also caters to Small and Medium businesses by offering Business & Other Loans.