ABOUT THE ISSUER

Bandhan Bank Limited (“Bandhan”) a commercial bank focused on serving underbanked and underpenetrated markets in India. Bandhan currently offers a variety of asset and liability products and services designed for micro banking and general banking, as well as other banking products and services to generate non-interest income. Their strength lies in microfinance, including a network of 2,633 Doorstep Service Centers (“DSCs”) and 9.86 million micro loan customers as of December 31, 2017. They launched their general banking business on August 23, 2015 by opening a greenfield network of 501 bank branches and 50 automated teller machines (“ATMs”), which as of December 31, 2017 they have grown to 887 bank branches and 430 ATMs, together serving over 2.13 million general banking customers.