DCB Bank Ltd Share Price – NSE /  BSE

Banks, Small Cap

Net interest income grew 17.38% YoY to Rs 655 crore for the quarter ended 31 March 2026.

The gross NPA ratio declined to 2.45% as of March 2026 from 2.72% as of December 2025 and 2.99% as of March 2025, while the net NPA ratio improved to 0.89% as of March 2026 from 1.10% as of December 2025 and 1.12% as of March 2025.

Provisions and contingencies rose 3% YoY to Rs 69 crore in Q4 FY26. The provision coverage ratio (PCR) stood at 78.42% as of 31 March 2026, while PCR excluding gold loan NPAs was at 78.97%.

Deposits stood at Rs 72,583 crore as of March 2026, up 20.91% YoY, while net advances rose 17.58% YoY to Rs 60,022 crore. The CASA ratio stood at 22.38% as of March 2026 compared with 22.77% as of December 2025 and 24.52% as of March 2025.

Capital adequacy continues to be strong, and as of 31 March 2026, the capital adequacy ratio was at 16.55% (with Tier I at 14.26% and Tier II at 2.29% as per Basel III norms).

Praveen Kutty, managing director & CEO, said, ?The growth momentum continues to be strong both in advances and deposits. NIM continues its upward trend, riding on the lower cost of deposits. Core fee income has strengthened; however, the highlight of the quarter is the improvement in asset quality. GNPA & NNPA are at their seven-year end lows, resulting in the bank registering the highest-ever quarterly PAT.?

Meanwhile, the bank?s board recommended a dividend of Rs 1.45 per equity share of face value Rs 10 each for FY26, subject to shareholders? approval at the ensuing AGM. The record date will be intimated in due course.

DCB Bank is a new generation private sector bank with 480 branches across 20 states and 2 union territories. The bank?s business segments are retail, micro-SMEs, SMEs, mid-corporate, microfinance institutions (MFIs), agriculture, commodities, government, public sector, Indian banks, cooperative banks, and non-banking finance companies (NBFCs).

Shares of DCB Bank rose 0.44% to Rs 193.25 on the BSE.

Net profit of DCB Bank rose 16.14% to Rs 205.65 crore in the quarter ended March 2026 as against Rs 177.07 crore during the previous quarter ended March 2025. Total Operating Income rose 9.49% to Rs 1907.27 crore in the quarter ended March 2026 as against Rs 1741.89 crore during the previous quarter ended March 2025.

For the full year,net profit rose 18.89% to Rs 731.56 crore in the year ended March 2026 as against Rs 615.33 crore during the previous year ended March 2025. Total Operating Income rose 14.43% to Rs 7404.46 crore in the year ended March 2026 as against Rs 6470.59 crore during the previous year ended March 2025.

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DCB Bank announced that the Board of Directors of the Company at its meeting held on 24 April 2026, inter alia, have recommended the final dividend of Rs 1.45 per equity Share (i.e. 14.5%) , subject to the approval of the shareholders.

DCB Bank has allotted 16,000 equity shares under ESOP on 22 April 2026. Accordingly, the paid up equity share capital has increased from 321,901,777 equity shares of Rs.10/- each to 321,917,777 equity shares of Rs.10/- each.