Sanjay brings over 19 years of extensive experience in driving digital transformations and building first-to-market products across start-ups, mid-sized firms, and large enterprises. His expertise spans Telecom operators, OEMs, and Silicon vendors, delivering complex mobile and cloud-native solutions at a global scale.

Before joining Axis Securities, Sanjay played a pivotal role in the digital transformation at Freecharge. He led the Tech and Product verticals for the DBAT division at Freecharge, creating innovative, scalable products for liability, commercial, SME, lending, credit card, investment, Bharat Banking, and data & analytics verticals.

Throughout his career, Sanjay has also contributed to organizations like Onskreen, Tinyowl, Hopscotch, Zimmber, and HDFC Life. He holds a Bachelor’s degree in Computer Science & Engineering from Visvesvaraya Technological University (VTU). Outside of work, he enjoys exploring new destinations.