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Pralay is currently Group Executive, Retail Banking at AXIS Bank Limited with 30 years of management experience.

Before joining AXIS Bank, Pralay was Senior Group President - Retail & Business Banking at YES Bank Limited. He was entrusted with the responsibility of building the entire Retail Franchise of the bank, which includes entire Retail Liability, Branch Banking, Retail Assets, Retail Fees and Payments Franchise including Credit Cards and Merchant Acquiring. He was also overseeing the Rural Banking Assets, PSL Portfolio, MicroFinance businesses & SME/Business Banking. Pralay created a robust scalable franchise through the best in class and committed senior leadership team, and built a strong delivery channel through I technology and operations which was the backbone to support the business growth. Pralay also used to frequently meet the Investors and Analysts and have been part of the core group engaging with relevant people in India or overseas to represent the bank for raising capital. He was on the Board of YES Securities (India) Limited which is a 100% subsidiary of YES Bank Limited.

Before joining YES BANK, Pralay was Group Head, Retail Assets & Payments Business at HDFC Bank (2000 - 2012), prior to which he had built the Liability Sales Franchisee in the Bank. He was also on the board of HDB Financial (NBFC & 100% subsidiary of HDFC Bank) and HBL Global, holding Sales Company of HDFC- Bank. Was part of 4 member Senior Management Team who used to interact with Global and Local lnvestors and Analysts, where other members were MD, ED and CFO.

Pralay started his career as a Management Trainee in Colgate Palmolive and also worked in Wipro Infotech and Digital Equipment (India) Limited before taking up his career in Banking when he joined Standard Chartered Bank in 1996.

Pralay was the President of Electrical Engineering Dep'artment at IIT, Kharagpur in 1986-87 and was an active participant in Cultural and Sports events at intra and inter college events. Subsequently he completed his PGDBM from IIM, Calcutta (1987-89).